This is true even if all of the transactions for the minimum spending fully post and appear on your statement. However, from personal experience, we've found that Chase may delay posting your bonus points if you meet the minimum spending requirement too close to the statement closing date. The issuer waits to post your welcome bonus until the statement closes that contains the end of your spending requirements. (Photo by Spencer Platt/Getty Images) How long does it take for a sign-up bonus from Chase to post?Ĭhase asks that you "please allow 6 to 8 weeks for bonus points to post to your account" after meeting the spend requirement. However, I wouldn't expect to be able to do this unless you've established a relationship with Amex, as the issuer is getting more and more concerned about "gamers."
If you're in urgent need of some Amex points, you might be able to "borrow" from your pending points. Keep in mind that changing your statement closing date can push back your points' arrival for another billing cycle. If you don't pay your credit card bill on time, you'll forfeit the points (or pay $35 to reinstate them). 30, you can expect points to be "pending" immediately and in your account at the end of February. The points first go into a "pending" state for a month and then post to your account when the following statement closes. You can view a breakdown of how many points you earned for each transaction (including pending points) by clicking "Points Summary" via the rewards page.įor cobranded cards, airline miles and hotel points from standard spending are paid out at the statement closing date. According to Amex, points are added up and posted based on transactions by calendar month and become available once you've satisfied that individual card's monthly payment requirements. With everyday spending, we have found no rhyme or reason to exactly when points from spending post to your Amex Membership Rewards account. How long does it take for points and miles from American Express to post? At the very least, your bonus could take several months to post if your account is flagged for review. In most cases, this means buying large amounts of gift cards or other cash equivalents when you first get your shiny new Amex. Warning: American Express will withhold a welcome bonus when it suspects cardholders of "gaming" its cards. But in most cases, we see the bank pay out welcome bonuses within a few days of completing the spending requirements on both its Membership Rewards cards and cobranded cards. Officially, American Express pays welcome bonuses "8-12 weeks" after meeting the minimum spending requirements. (Photo courtesy of American Express) How long does it take for a welcome bonus from American Express to post?
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